Free while we grow · no card

See every peso — then invoice, budget, and close the month.

Balancero is private bookkeeping for cash, cards, loans, and collections. Add accounts, record the money, bill customers, and plan ahead in one ledger.

  • Isolated books
  • Invoices and SOA
  • PIN sign-in

Home · August 2026

Net worth

₱186,420

This month in

₱42,800

This month out

₱28,150

Net

₱14,650

Cash flow

Upcoming bills

  • Meralco₱3,240
  • Internet₱1,699
  • Studio rent₱18,000

How you’ll use it

Four steps from empty books to a month you can explain.

Open an account, then work left to right: money in the ledger, documents for customers, plans for the month. Tap a step to see the screen.

Accounts

Your accounts

Add account
  • Cash on handCash₱12,450
  • BDO CheckingBank₱84,220
  • GCasheWallet₱6,810
  • BDO CreditCard−₱18,060

What you get

The same modules you’ll open after you sign in.

Books

Accounts, transactions, payees, categories, journals, and CSV import in one ledger.

Sales

Customers, estimates, invoices, bills, and emailing a quotation beside the books.

Planning

Budgets, recurring payments, cash-flow forecast, advice, and loan payoff tracking.

Petty cash

Company cash, employee requests, sites, and releases — or turn the module off.

Recurring bills become transactions when they hit

Loans show remaining principal and suggested payments

Hide amounts, lock with a PIN, download your own backup

Inside the app

Built around a day of real work, not a demo spreadsheet.

Land on a real picture

Net worth, this month’s in and out, accounts, and upcoming bills. Hide amounts when someone is looking over your shoulder.

Home · August 2026

Net worth

₱186,420

This month in

₱42,800

This month out

₱28,150

Net

₱14,650

Cash flow

Upcoming bills

  • Meralco₱3,240
  • Internet₱1,699
  • Studio rent₱18,000

Send work, then collect

An invoice is a document you can print or email — and a balance that becomes a transaction when the customer pays.

Invoice INV-0142

Invoice

Acme Design Co.

Brand refresh · due Aug 28

Unpaid
  • Homepage design₱12,000
  • Brand guidelines₱6,500
Balance due₱18,500
Email customer

See the month before it closes

Budgets show spend against a category. Recurring items become transactions when they hit. Forecast uses the same payees.

Budgets · August

This month

  • Utilities₱3,240 / ₱4,500
  • Supplies₱1,120 / ₱3,000
  • Rent₱18,000 / ₱20,000
  • Meals₱2,160 / ₱4,000

Pricing

Free, for now.

Use the whole product at ₱0. Plus and Studio are the structure we’ll charge later — they are not for sale yet.

Free

Current offer

₱0for now

Everything in the app is included while we grow. No card.

  • Unlimited accounts and transactions
  • Invoices, estimates, bills, and SOA
  • Email quotations and invoices to customers
  • Budgets, recurring, forecast, and loans
  • Petty cash, employees, and sites
  • Journals and CSV import
  • Private books per person, with backups
Create a free account

Plus

Coming soon

₱499/ month

A paid seat when we add extras that cost us to run.

  • Everything in Free
  • Extra workspaces
  • Overdue invoice reminders
  • Longer document history

Studio

Coming soon

₱1,499/ month

For shops that outgrow a single admin login.

  • Everything in Plus
  • More employee seats
  • Accountant-style access
  • Priority support

Questions

Before you run an ad — or open an account.

Is Balancero really free?
Yes. The full product is free while we grow. Paid plans are listed so you can see where this is heading — they are not billed today.
Who is it for?
Freelancers, shops, and small teams who need cash, cards, invoices, and petty cash in one place instead of a spreadsheet.
Where does my data live?
Each person gets an isolated ledger. Books stay on the machine that runs the app. You can download a JSON backup of your own books anytime.
Can employees use it?
Admins run the books. Employees can submit petty-cash requests, attach proof, and wait for a release — without seeing the whole ledger.

Create an account with email, a password, and a 4-digit PIN. Next visits can sign in with the PIN on this device.

Open your books in a minute.

Free for now. Your ledger stays yours. Start with one cash account — add invoices and budgets when you’re ready.